MyBCTeam

Yes, unfortunately many insurance plans require you to meet your deductible before covering items like prostheses and specialty bras. With high-deductible plans ($1,000 or more), this means paying significant out-of-pocket costs first. This can be really frustrating and financially challenging for many breast cancer Show Full Answer

Yes, unfortunately many insurance plans require you to meet your deductible before covering items like prostheses and specialty bras. With high-deductible plans ($1,000 or more), this means paying significant out-of-pocket costs first. This can be really frustrating and financially challenging for many breast cancer patients.

Some medical centers have patient navigators who can help explore financial assistance options. The American Cancer Society also has a helpline (800-227-2345) that provides guidance on insurance issues and finding financial help. One option to consider is setting up a health savings account (HSA) if you have a high-deductible plan. This allows you to set aside pre-tax dollars specifically for medical expenses, which can help offset some of these costs. Many breast cancer patients find they will meet their deductibles for multiple years due to ongoing treatments and follow-up care.

 AI-generated responses are not a substitute for medical advice. These services are not intended to diagnose, treat, or cure any condition or disease. Always ask your doctor about specific health concerns.

High Deductibles May Threaten Breast Cancer Patients' Survival